While our offices are currently closed due to the COVID-19 pandemic, we are fully operational and working remotely to continue to serve our clients and their participants.

COBRA

The Consolidated Omnibus Reconciliation Act of 1984 (COBRA) established a mechanism for continuation of group health coverage (and some ancillary coverages) for participants experiencing a COBRA-qualifying event such as termination, reduction-in-hours, or a life event such as a divorce, death, or a dependent losing dependency status (for example, reaching his or her 26th birthday). While the Qualified Beneficiary pays the premium cost of that coverage that otherwise would have been lost, COBRA administration is fraught with complexity and significant potential penalties for non-compliance. For example, failure to provide an initial COBRA notice to a new spouse of an employee can result in the employer, not the insurer, paying six or seven figure eligible health claims after a COBRA-qualifying event occurs. Working hand-in-hand with  our clients, Kushner & Company ensures that your COBRA events (both initial and qualifying), as well as payment and COBRA termination are handled in compliance with the provisions set forth by the IRS and the Department of Labor and in a timely manner as mandated by law. For states with mini-COBRA laws, Kushner & Company makes sure you are in compliance with these as well.

“Our 350 employees and our management have come to rely upon the exceptional services that Kushner & Company provides for the past 25+ years. They designed our entire benefits offerings that has saved us and our employees over $15 million. They also administer our COBRA obligations for us. Our employees always report high levels of satisfaction with the services that Kushner provides.”

Leanna Fabean, Human Resources
Desert Orthopaedic Center, Las Vegas, NY

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