Health and Welfare Team

The IRS has now released all of the 2026 benefit limits on November 13, 2025, following the government shutdown. These include both the cafeteria and health plan limits as well as all of the qualified retirement plan limits.

When it seems like every letter of the alphabet has been thrown at you, we want to help you understand the similarities and differences between all of these different types of health care accounts available to employers to offer to their employees.

The IRS just announced the 2026 health and welfare plan limits, impacting health care FSAs and transit/parking limits.

When Congress passed Medicare Part D implementing prescription drug coverage under Medicare, it required all employers that offer prescription drug benefits to provide an annual notice to all Medicare-eligible plan before October 15th of each year, the start of the Medicare open enrollment period.

The final version of the OBBBA contains a few items of note to the employee benefits community. Here are some of the details.

As we explained previously, funding for the Patient-Centered Outcomes Research Institute (PCORI) was supposed to end with filings and fees for plan years that began before October 1, 2019. In the words of the great philosopher Emily Litella, “Never mind.”

The Affordable Care Act set affordability limits on group health plans. It also set significant penalties for failure to offer affordable plans. You need to use the new calculations to determine affordability of your plans.

When it seems like every letter of the alphabet has been thrown at you, we want to help you understand the similarities and differences between all of these different types of health care accounts available to employers to offer to their employees.

Employers that offer High Deductible Health Plans (HDHPs) that provide telehealth benefits before the participant meets their annual deductible may need to amend their plan prior to their plan's year-end. The reason for this is that...

In an era where attracting and retaining employees is paramount to an organization’s success, a Lifestyle Spending Account (LSA) is a valuable addition to employee benefits. LSAs can significantly boost employee engagement by providing flexibility and control over their benefits.

Employers that offer prescription drug benefits are required to provide an annual notice to all Medicare-eligible plan participants and qualified beneficiaries before October 15th of each year, the start of the Medicare open enrollment period. Most send it to all participants.

The IRS has released the 2025 ACA affordability percentage. Applicable Large Employers (ALEs) are subject to the affordability rules of the ACA. ALEs are defined as those employers who have 50 or more full-time equivalents during the appropriate Measurement Period.